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Behavioral psychology strategies to help you stop impulse spending.

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Apps That Alert You When You Enter a Store: The Return of Splurge Alerts

Yes, apps can alert or intervene when you enter a store to help stop impulse spending. Modern apps use AI and location-based intervention to interrupt spending decisions before checkout.

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What Is a Splurge Alert? (And Why Modern Versions Actually Stop Spending)

A splurge alert is a real-time warning or intervention designed to stop impulse spending before a purchase happens. Modern splurge alerts use AI and behavioral intervention to interrupt spending decisions before checkout.

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Splurge Alert vs Unburdened: Why Real-Time Spending Alerts Are Back (and Smarter)

Splurge Alert was an early Ally Bank experiment that warned users before overspending. Unburdened is the modern evolution, using AI to actively intervene before checkout across apps, websites, and stores.

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What Happened to Splurge Alert? (And the Modern App That Replaced It)

Splurge Alert was an early Ally Bank experiment that warned people before overspending. It was discontinued, but modern apps like Unburdened finish that idea with AI-driven real-time intervention before spending decisions happen.

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How to Stop Impulse Spending in Stores Using Location-Based Interventions

You can stop impulse spending in physical stores by using location-based financial interventions that trigger reminders or friction the moment you enter high-risk places.

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How to Block Shopping Websites to Stop Late-Night Spending

Blocking shopping websites during high-risk times—especially late at night—helps stop impulse spending by removing browsing pathways before checkout begins.

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Best Blocking Apps in 2026 (By What You're Actually Trying to Stop)

The best blocking app depends on what behavior you're trying to stop. Some apps block distractions, others restrict content or screen time, and a newer category focuses on financial blocking—intervening before impulse purchases and regret happen.

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How to Block Spending Apps During High-Risk Times (Late Night, Stress, Boredom)

Blocking spending apps during high-risk times—such as late nights, periods of stress, or habitual scrolling—helps stop impulse spending by removing access at moments when willpower is weakest.

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How to Stop Impulsive Buying in the Moment (Before Checkout)

To stop impulsive buying in the moment, you need friction before checkout—such as pauses, confirmations, reminders, or temporary blocks that interrupt the purchase before payment is completed.

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